Collect this information and provide it to your loan officer for a quick and smooth loan approval.

Personal:

• Present address and previous addresses for a minimum of two years.
• Employment history for two years (name and address of employer) or if income is substantially derived from commissions, include the past two years' tax returns, as well as a year to date profit and loss statement and balance sheet.
• copy of Social Security Card for each applicant or co-applicant.
• If either applicant is divorced, a copy of Divorce Decree.
• Copy of a recent pay stub from present job.
• Copy of W-2 Statements on all accounts that have a balance.

Financial:

• Name, address, account number and balance for all checking and savings, CD's, Money Market Funds, etc.
• Amount and verification of other income (rental, pension, child support).
• Liabilities (any type of installment debt). Supply a list with name, mailing address, account number, monthly payment, and balance.

Miscellaneous:

• Copy of the purchase contract and amendment to contract if applicable.
• Cashiers check or check to pay for Credit Report and Appraisal Fee.
• If applying for a VA loan, Certificate of Eligibility and DD214.